💳 Data verified 2026-08-28
AI Coding Plan Comparison 2026
Prices, quotas, models, tool support and China access, side by side.
Quick comparison
| Platform | Entry price | Tiers | Models | Usage mechanics | Tool support | China access | Status |
|---|---|---|---|---|---|---|---|
| GLM Coding Plan Best Value Z.ai (Zhipu) | $18/mo | Lite · Pro · Max | GLM-5.3 · 5.3-Flash · 5.2 · 5.1 · 5-Turbo | Weekly credits, concurrency-limited | Claude Code · ZCode · OpenCode · OpenClaw · 20+ | RMB direct | Available |
| Claude (Anthropic) Flagship Anthropic | $20/mo | Pro · Max 5× · Max 20× | Opus 4.7 · Sonnet 4.6 · Sonnet 4.5 | Rolling 5h windows + weekly caps | Claude Code · Claude app · Cowork | Intl payment | Available |
| Codex (OpenAI) OpenAI (ChatGPT) | $20/mo | Plus · Pro 5× · Pro 20× | GPT-5.6 (Sol · Terra · Luna) | Rolling 5h windows + weekly caps | Codex CLI · Codex app · IDE · GitHub | Intl payment | Available |
| MiniMax Token Plan MiniMax | $10/mo | Starter · Plus · Max · Max HS | M3 · M2.7 · M2.7-highspeed | Prompts per 5h window | Claude Code · OpenCode · Kilo Code · more | Intl payment | Available |
| Kimi Code New Model Moonshot AI | ¥49/mo | Andante · Moderato · Allegretto · Allegro | Kimi K3 (2026-07) · K2.7 | API calls per 5h, weekly refresh | Claude Code · Kimi CLI · more | RMB direct | Sign-ups paused |
| Qwen Token Plan Alibaba Cloud (Bailian) | ¥39/mo | Early bird | Qwen3.8-Max · DeepSeek-V4-Pro · qwen3.7-plus · qwen3-coder | Credits per 5h + weekly pool | Qwen Code · Claude Code-compatible endpoint | RMB direct | Available |
| OpenCode Go Lowest Entry OpenCode | $5 first mo | Go | Grok 4.5 · GLM-5.2 · Kimi K3 · DeepSeek V4 · MiniMax M3 · 18 models | Usage-value pools (5h / week / month) | OpenAI / Anthropic-compatible APIs, any tool | Intl payment | Available |
| Ark Coding Plan Hot Deal Volcengine (ByteDance) | ¥40/mo | Lite · Pro | Doubao-seed-2.0-pro | Calendar-month billing cycle | Claude Code-compatible endpoint · more | RMB direct | Available |
Prices are the latest official list prices; intro offers and yearly discounts are listed in the detail cards below.
How to choose
Budget first
GLM Lite at $18/mo ($12.6 yearly), or Ark Lite at ¥40 (intro ¥9.9).
Heavy terminal use, long generation
Claude Max 5× ($100/mo) — the Opus family leads long-horizon code work.
GitHub-native workflow
Codex (Plus $20 up) — PR/issue delegation and automated code review.
Pay & connect from China
GLM, Ark, Kimi and Qwen plans take RMB payment with direct access.
Occasional / elastic use
Skip subscriptions — pay-as-you-go API is cheaper under the usage breakpoint.
Want both worlds
One entry subscription + pay-as-you-go API on the side; upgrade only in heavy months.
Detailed plans
Claude (Anthropic)
Anthropic FlagshipCodex (OpenAI)
OpenAI (ChatGPT)MiniMax Token Plan
MiniMaxKimi Code
Moonshot AI New ModelSign-ups pausedQwen Token Plan
Alibaba Cloud (Bailian)OpenCode Go
OpenCode Lowest EntryArk Coding Plan
Volcengine (ByteDance) Hot DealRecent changes
- 2026-08 Alibaba Cloud Bailian moved to a credits-based Token Plan (early bird ¥39/mo).
- 2026-08 Volcengine Ark Coding Plan Lite intro offer ¥9.9, limited daily stock at 00:00.
- 2026-07-19 Kimi Code paused new sign-ups (reopening gradually) after the K3 rush.
- 2026-07-17 Moonshot released Kimi K3 flagship (2.8T parameters, 1M context).
Frequently asked questions
What is a coding plan?
Is there a free coding plan?
Can I use a coding plan with Claude Code?
Coding plan or API — which is cheaper?
Which coding plans work in China?
The tables above are the short version. This section covers what a coding plan actually is, how this comparison is maintained, and where to go next.
What is a coding plan?
A coding plan is a fixed monthly subscription that unlocks a pool of AI coding-model usage inside agent tools — Claude Code, Codex CLI, OpenCode, ZCode and the like — instead of paying per token on an API. You pay $5–$200 (or ¥9.9–¥699) a month, and in exchange you get a quota that refreshes by the hour, day, week or month depending on the provider.
The category barely existed before 2026. GLM's Coding Plan popularized the model in the Chinese developer community, then Kimi, MiniMax, Alibaba's Qwen and Volcengine's Ark followed, while Anthropic and OpenAI folded their coding agents into Claude and ChatGPT subscriptions. Today every plan competes on three axes: price, quota mechanics, and which tools the quota works in.
The catch is always quota mechanics. A $20 plan is not "unlimited" — it is a usage pool with refresh windows (5-hour or weekly), concurrency limits and peak-hour throttling. That is why this page keeps the usage mechanics column separate from price: two plans at the same price can differ 5× in real throughput.
How this comparison is maintained
- Every figure comes from official pricing pages or provider documentation, with a verification date shown at the top — no secondhand forum numbers.
- Price and quota changes are logged in the timeline above. In a category where three providers changed pricing in a single quarter, the change log is as useful as the prices themselves.
- Plan tiers are shown as the provider defines them; the "fit" line under each tier is our editorial judgment, not vendor copy.
Where to go next
- Using DeepSeek with Claude Code — the API-pay-per-token alternative to every plan on this page: /deepseek/claude-code/
- DeepSeek's own take on a coding plan (spoiler: there isn't one — and what to do instead): /deepseek/coding-plan/
- API pricing that beats subscriptions at low usage: /deepseek/api-pricing/
Changelog
- 2026-08-28 — Comparison page launched. 8 platforms, data verified against official pages.